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Safe Holiday Traveling Guide

The holiday season is upon us, and for many, that means it's time to hit the road and travel to visit loved ones, enjoy a winter getaway, or explore new destinations. While holiday travel can be an exciting experience, it's important to prioritize safety, especially when it comes to managing your finances. As your trusted bank, we're here to provide you with some valuable tips for safe holiday travel.

1. Notify Your Bank

Before going on your holiday journey, it's crucial to inform your bank about your travel plans. Let them know the dates, locations, and duration of your trip. By doing so, you can avoid any potential disruptions to your financial transactions. This information helps your bank monitor your accounts for any unusual activity that might occur while you're away from home. You can notify the bank straight from your phone anytime with Card Central in our mobile app. Just click ‘cards’.

2. Use Secure Payment Methods

While you're on the road or at your destination, make sure to use secure payment methods. Whenever possible, use credit cards, debit cards, or mobile payment apps that offer fraud protection and monitor your transactions for any suspicious activity. Avoid carrying large amounts of cash, as it can be easily lost or stolen. Always remember to carry two cards while traveling so you always have a backup in case one is flagged for fraud.

3. Monitor Your Accounts

During your holiday travels, stay alert by regularly monitoring your bank accounts and credit card statements. Set up real time account alerts using Card Central in our mobile app to receive notifications for any unusual or large transactions. This way, you can quickly detect and report any unauthorized activity.

4. Always be Prepared for the Unexpected

Whether you are driving or flying to your destination, it’s best to have travel insurance for your trip in case an unexpected event occurs, and the trip is canceled. BaZing Travel Insurance and 24/7 Roadside Assistance are both included with BaZing benefits for all First State Perks and First Rate with Perks Checking Account holders.

5. Secure Your Personal Information

Protect your personal and financial information by being cautious with your documents. Keep your wallet, passport, and travel documents in a safe and secure place, such as a hotel room safe or a money belt. Avoid leaving sensitive information exposed and be careful of not sharing information with strangers.

6. Use ATMs Wisely

When using ATMs during your trip, opt for machines located in well-lit, secure areas, such as banks or shopping centers. Cover the keypad when entering your PIN and be cautious of skimming devices that criminals may use to capture card information. It's also wise to check your surroundings to ensure your safety. To avoid ATM fees while traveling, First State Bank Nebraska is a part of the MoneyPass ATM Network, which gives you access to surcharge-free ATMs across the country. Just go to moneypass.com to find a member ATM wherever you are.

7. Inform a Trusted Contact

Before you leave for your holiday trip, share your itinerary, and contact details with a trusted friend or family member. This way, someone will be aware of your whereabouts and can help in case of an emergency.

Holiday travel should be an easy and stress-free experience. By following these tips for safe holiday travel, you can minimize financial risks and focus on creating beautiful memories with your loved ones. At First State, we're committed to helping you make the most of your holidays, ensuring your financial well-being throughout your travels.

First State Bank Nebraska wishes you a safe and happy holiday season!

BaZing benefits are subject to the terms and conditions detailed in the Guide to Benefits. Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.