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High-Yield Checking vs Credit Card Rewards — Which Gives You More? At First State Bank Nebraska, we want to help you make the most of your money. When it comes to maximizing your earnings, high yield checking accounts and credit card rewards are usually at the forefront of the conversation. Both offer value, but they do so in different ways. While credit cards offer points, cash back, and perks, high-yield checking accounts provide something often overlooked: reliable growth. Credit Card Rewards: Spend more, Earn more Credit cards with rewards programs give you benefits based on your spending habits. Every time you make a purchase with a rewards card, you might earn points, cash back, or miles, depending on the card’s program. The more you use your card (responsibly, of course), the more you can earn. With interest rates on credit cards sitting at 20% or higher, these high rates can wipe out any rewards you earn if your balance is not paid in full each month. Credit

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