Even the best players miss a move.

Stay ahead of the latest scams. Fraud can happen to anyone. Visit our Fraud Center to learn how to spot red flags, protect your accounts, and make smarter moves to stay one step ahead.
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Big savings start with the First Step.

Our First Step Savers program helps kids build smart money habits. With a punch card for saving milestones and special birthday rewards, learning to save is fun, motivating, and rewarding from the very beginning.
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Simplified Payments. Powerful Results.

Accept payments in-store, online, or on the go with reliable merchant processing solutions that keep transactions simple and secure.
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Every farming journey starts with a dream.

Through special programs like NIFA and FSA, you can buy your first farm with little to no down payment, turning your dream into reality faster than you thought possible.
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Where Local Roots Grow Together

We believe strong communities are built through trust, relationships, and showing up for one another. For generations, we’ve grown alongside the businesses and people we serve.

First Rate
Checking Account

First Rate
Savings Account

SBA Loans

110+

years of service

167,000

invested in local communities in 2025

17+

communities served

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Stop by the location that is most convenient for you!

First State Insurance Agency
Peace of mind comes in many different forms. Our insurance agents work with you to find the coverage options at the right price to ensure you don't have to worry.