Elevate Your Earnings in 2025: Your Step-By-Step Guide to Financial Freedom

Woman tracking personal finances

Elevate Your Earnings in 2025: Your Step-By-Step Guide to Financial Freedom

Ready to take control of your finances and make this the year you achieve financial success? Our First Rate Checking Account is designed to help you earn more while keeping things simple and convenient. With competitive tiered interest rates and easy-to-follow steps, reaching your financial goals has never been easier.

  

Follow these 5 simple steps:

Step 1: Open and set up your First Rate Checking Account online!

Getting started is easy and fast. You can open your account online, and use our helpful Switch Kit to make transferring your existing account a breeze. It’s the perfect way to start your journey toward financial freedom without hassle.

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Step 2: Set up your Online Banking account and sign up for eStatements.

Manage your money anytime, anywhere through online and mobile banking. With eStatements you’ll stay organized and reduce paper clutter while keeping track of your progress.

To sign up for Online Banking
  • Go to 1FSB.BANK and click Online Banking Login in the top right corner.
  • Select Enroll now.
  • Fill out the required online form and click ‘Enroll.’
To sign up for eStatements
  • Log in to online banking using your username and password.
  • Click on profile in the upper right-hand corner.
  • Click edit next to electronic statements.
  • Complete the required registration.

Step 3: Set up direct deposit.

Streamline your finances by having your paycheck deposited directly into your First Rate Checking Account. Use our online Switch Kit or work with your employer to set this up.


Step 4: Set up at least one monthly bill payment through Online Bill Pay.

Simplify your payments and never miss a due date. Use our Online Bill Pay feature to manage at least one recurring bill, like utilities or your phone bill.

To set up Bill Pay
  1. Log in through the browser either on your computer or on your smartphone and click on Bill Payment
  2. You’ll be prompted to accept terms and conditions. 
  3. Then you are ready to set up your first biller.
Bill Pay Through a Browser
  1. Begin by selecting Add a Company or Person and select Company
  2. You’ll have the choice of searching our network for their name, or selecting a category, to browse for their logo. 
  3. If you found them through our search, simply enter your account number and follow the on-screen prompts to finish setup. 
  4. If you can’t find a match, select the payee type and enter the company information and your account information manually. 
  5. Once added, you’ll see all the companies you’ve added in your pay bills list. 
  6. To schedule a payment to them, click on the company you want to pay and fill out the amount and date you’d like it to be delivered.
  7. Click Pay and you’re all set!
Mobile Bill Pay
  1. Log in to the First State Bank Nebraska Mobile Banking app.
  2. Tap on Transfer & Pay at the bottom of the screen then select Pay Bills and enter your password.
  3. In the top, left corner click Add New.
  4. Fill in the information for the bill you are paying and select Next.
  5. Fill in the amount and date you would like the payment to be delivered by and click Pay.

Step 5: Set up your debit card for monthly subscriptions and everyday expenses.

Use your debit card for subscriptions like streaming services and regular purchases and groceries to meet the 12-transaction requirement easier each month. All transactions including online and contactless payments count towards your total.

Make your money work for you in 2025.

Open your First Rate Checking Account today and start taking steps toward a brighter financial future.

APPLY ONLINE